TERMS AND CONDITIONS OF USE. By using Multi-State Home Lending Inc.  (NMLS ID 2932) you hereby agree to these TERMS AND CONDITIONS OF USE. If you do not agree to these TERMS AND CONDITIONS OF USE, please do not use this site.

Multi-State Home Lending Inc. (NMLS ID 2932) reserves the right at its discretion to change these TERMS AND CONDITIONS OF USE at any time without notice. Your continued use of this website after the change of TERMS AND CONDITIONS OF USE shall constitute your acceptance to agree to any such changes.

DISCLAIMER: Multi-State Home Lending Inc. (NMLS ID 2932) disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability or fitness for a particular purpose. Multi-State Home Lending Inc. (NMLS ID 2932) does not represent or warrant that materials on the Site are accurate, complete, reliable, current, or error-free. Multi-State Home Lending Inc. (NMLS ID 2932) does not represent or warrant that the Site or its server(s) are free of viruses or other harmful components.

LIMITATION OF LIABILITY: In no event shall Multi-State Home Lending Inc. (NMLS ID 2932) or its affiliates, licensors, employees, agents or contractors be liable to you for any damages or losses, including but not limited to, direct, indirect, special, consequential, incidental or punitive damages resulting from or caused by the Site, its public posting web boards, its content or any errors or omissions in its content, even if advised of possibility of such damages.

SUBMISSIONS: You acknowledge that by submitting messages, documentation/materials, including but not limited to, posting or email, to Multi-State Home Lending Inc.  (NMLS ID2932), you automatically grant Multi-State Home Lending Inc. (NMLS ID 2932) a perpetual, royalty-free, irrevocable, non- exclusive right and license to use, reproduce, adapt, publish, translate and distribute such materials or incorporate such materials into any form for the intended purpose of obtaining mortgage financing.

RECORDING: Phone calls between you and any representatives of Multi-State Home Lending Inc. (NMLS ID 2932) may be recorded and monitored for quality assurance and training purposes.

AUTHORITY: The only persons authorized to enter into contracts on behalf of Multi-State Home Lending Inc. (NMLS ID 2932) are the company’s President and Chief Executive Officer. You may call our corporate office at  949.333-2100  or e-mail JMarietti@MultiStateHome.com to verify the execution of any contract.

MISCELLANEOUS: Multi-State Home Lending Inc. (NMLS ID 2932) reserves the right to change, remove or modify any and all content contained on the Site at any time without notice.